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March, 2013:

Real World Examples of PhoneSwipe Merchant Services

Mar 25th, 2013
by JJ Belle.
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PhoneSwipe mobile card reader gives you the ability to turn your smart phone or tablet device into a credit card processing terminal.

  • There are no setup fees or monthly fees.
  • The PhoneSwipe app is free and you can download it directly to your mobile device
  • Your only fee is 2.69% per swiped transaction.
  • You can opt out at any time.
  • It is the best and lowest cost mobile merchant services solution in the market.

Here are some real world examples of PhoneSwipe in action:

1. A roofing or window replacement contractor collecting payments directly from their clients at their home.

2. A pizza delivery company taking payments at the customer home.

3. A retail store taking payments directly from customers no matter where the customers are within the store at the point of purchase.

4. A delivery company that delivers gourmet foods directly to their customers homes.

There are lots of other businesses using PhoneSwipe through our merchant services partnership, to improve their sales, profits, and customer shopping experience.

My Merchant Equipment Just Broke – Now What?

Mar 25th, 2013
by JJ Belle.
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My Merchant Services Equipment Just Broke – Now What?

Merchant equipment is as much a part of our business as a personal computer.  It is needed to make sure we get paid for the work we do for our customers.  So what happens when it breaks?

What happens if I am a customer of Choice Merchant Services and my merchant services equipment breaks?
If you are a Choice Merchant Services customer and your equipment breaks, just let us know by calling 1-800-226-2273 and we will fix your merchant equipment remotely or we will ship out new merchant equipment to you via overnight shipping.

What about if I am not a Choice Merchant Services customer and my merchant services equipment breaks?
If you are not a Choice Merchant Services customer and your merchant equipment breaks, this could be a great opportunity for you to get a better solution and save yourself a lot of money in credit card processing and debit card processing costs.

  • Get the best merchant services processing quote from Choice Merchant Services.
  • Within 24 hours you will be approved to process transactions through us.
  • We will give you the means to accept payments via credit card, debit card, and eCheck.
  • We will consult with you to help you find the best merchant equipment and software for your unique needs and then we will give it to you for free.
  • Our rates start at 1.05%.
Get a merchant services processing quote today and get free new merchant equipment shipped to your address within 24 hours of approval.


Beware of Ripoff Merchant Services Fees

Mar 25th, 2013
by JJ Belle.
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This past week we had a prospective merchant sign up and tell us that they needed a new merchant services provider.  They said that their current rates were so high that they could no longer afford to accept credit cards.  We immediately quoted them a rate, they filled out or online application, and 24 hours later they were approved to process transactions through us.

Here is where it gets interesting.  In the process of approving them we looked as some of their old merchant services statements and discovered that they were paying about 20% of each transaction to their merchant services provider.  To contrast, with us they were paying under 2% – a savings of 18% of their revenues.

At Choice Merchant Services not only do we offer the best merchant services by giving our merchants excellent 24/7 customer service and free merchant equipment and software  but we also offer merchant services rates that start at 1.05% per transaction.  This saves our customers a lot of money starting the day they start to process with us.

Google+ for Choice Merchant Services

Mar 20th, 2013
by JJ Belle.
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Check out Google+ for Choice Merchant Services there is a ton of great information here about the merchant services industry.

This is the kind of stuff you can find there daily:

  • The latest payment technology
  • Using local search on your mobile phone and using that to make payments and find deals.
  • The advantages of interchange plus pricing to save money in payment processing costs
  • Insight into the most convenient payment processing technologies
  • The latest value propositions from the most active merchant services  provider in the industry

PhoneSwipe Credit Card Merchant Service Helps Companies Get Mobile

Mar 15th, 2013
by JJ Belle.
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phone sipePhoneSwipe is the leading low-cost credit card merchant services solution for small business that want to accept mobile payments.

How does it work?

Essentially, PhoneSwipe is a free App that you can download to your smart phone or tablet.  You then get a free card reader that you plug into the headphone jack of your device and you can then accept swipe credit and debit card payments directly through your smart phone or tablet.You can see this 1 minute mobile merchant services video to see how it works.

What does it cost?

PhoneSwipe is free to setup and keep.  There is no setup fee, no app fee, no monthly minimum, no hardware free.  Your only cost is 2.69% per swiped transaction which is the lowest mobile merchant services fee on the market.

How do I get started?

1. Go the PhoneSwipe web page and apply.
2. Be approved within 24 hours.
3. Download the app to your Smart Phone or tablet.
4. Be accepting credit card and debit cards immediately.
5.  Within 24 hours receive the free card reader.

5 Reasons Small Business Merchant Services Matter

Mar 15th, 2013
by JJ Belle.
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A small business that does not accept merchant services payments isn’t much of a small business is it?  Here are 5 reasons why getting your business connected for merchant services processing matters.

  1. Increase Your Sales
    Accepting credit card, debit card and eCheck improves sales by 30% if you are a traditional retailer, business merchant or restaurant.  In addition, if your business is based on eComemrce payments your sales will increase by as much as 90% by having an online merchant services solution.
  2. Improve Accounts Receivable
    By accepting  payments before purchase and getting payment information such as a credit card number prior to when a deal starts you will find that collections problems drop to be about 3% of your revenue.  This is because you can get payment 1st instead of after services are rendered, you have billing information so you can bill a client and get payment the same day, and you can verify if a check will bounce the moment your process a transaction instead of days after you deposit it.
  3. Setup Easy Recurring Billing
    If you are accepting payments online or your business as a recurring billing model business, you can use services such as PlugNPay, Authorize.net or PCCharge to effortlessly automatically bill your clients every billing period.
  4. No Cost Setup
    Choice Merchant Services offers free merchant equipment such as the Nurit 8020 and the Omni VX570 to all merchants that sign up. In addition, we charge no setup fee.  We even offer products such as PhoneSwipe for free that enable you to turn your smart phone or tablet into a credit card processing terminal.
  5. Improve Customer Satisfaction
    Make your customers happier with your business and services by offering easy payment, fast receipts, and a streamlined buying process.

 

Does Choice Merchant Services Integrate With My Payment Equipment?

Mar 13th, 2013
by JJ Belle.
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Many new merchants come to Choice Merchant Services monthly and they want to benefit from the low merchant services provider rates that we offer but they like their current credit card processing equipment or software and do not want to switch.  This is no problem.

What does this process look like?

  1. A merchant approaches us and asks us for a quote to switch their credit card processing to Choice Merchant Services.
  2. We give them a quote.  They like it and they fill out our 3 page application.
  3. Within 24 to 48 hours they are approved and emailed and mailed simple instructions to setup their account with us.
  4. Often, we then remotely gain access to their merchant equipment or software and reprogram it to process through us.
  5. Within about 2 minutes all processing is then handled through us, our customers accept payments just like they always have, yet they receive Choice Merchant Services low merchant services processing rates that start at 1.05%.
In addition, we also offer over 30 types of free merchant equipment and software to any merchant who would like to process their merchant services payments through us.

The Best at Home Care Merchant Services Solutions

Mar 8th, 2013
by JJ Belle.
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At home care companies such as Visiting Angels, Griswold Special Care, Senior Helpers, A1NursingCare, & Hanson Services offer a special service where elderly or ailing men and women can remain at a home, receive nursing and healthcare without having to leave their home or live in a nursing home.  This solution is ideal for many people across the country.

For the 297,000 at home care businesses and franchises across the United States that serve this $70 billion dollar per year U.S. industry one important question to ask is what is the best merchant services solution?

One answer is Phone Swipe. 

If you want to accept payments anywhere your best solution is Phone Swipe.  Phone Swipe is the lowest cost mobile payment solution on the market.  It allows you to simply plug a free phone adapter into your smart phone and then accept credit cards anywhere in the world that your mobile carrier is connected.  This allows your customers to quickly pay out on the spot as you pull out your small smart phone and swipe their credit card through the several inch reader that you plug into it.

There is another benefit to Phone Swipe.  When you use it, you will save a lot of money in credit card processing costs.  That is because instead of a 4% of transaction fee to accept a payment via a keyed in transaction, you will pay just 2.69% per swiped transaction.  Imagine getting to keep 1.31% of your total company revenue as profit.  That is what Phone Swipe does for you.

The other answer is PCCharge.

This solution will allow you take orders over the phone, mail, fax, or in person via the swipe method.  Everything can be tracked within a PC and you can keep track of payments made by insurance companies, Medicare, or Medicaid.

Free Omni VX570 Merchant Equipment

Mar 4th, 2013
by JJ Belle.
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Omnit VX570 Terminal Merchant Equipment Omni VX570 Free to New Customers.  For a limited time Choice Merchant Services is offering the Omni VX570 for free to all new customers that sign up for a merchant account with Choice Merchant Services.  This merchant equipment retails for nearly $400 and all new merchants of Choice Merchant Services have the ability to get this terminal for free.

The Omni VX570 is great for doctor’s office merchant services, retail merchant services, and business merchant services.

Here are some key benefits of the free Omni VX570 merchant equipment:

  • Use it to accept credit, debit, gift cards and eChecks.
  • It has a built in thermal printer.
  • It boasts strong security as it is PCI & PED compliant.
  • Fast processing time.
  • Plugs into any Ethernet connection.
  • Small & compact.
  • Durable

To sign up get a best merchant services quote today.

Merchant Services Solutions for Home Improvement Companies

Mar 1st, 2013
by JJ Belle.
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Home improvement companies that do home improvement projects such as home additions, window replacement, concrete work, kitchen and bathroom remodeling, insulation, roofing, landscaping services, and so on, tend to have issues receiving payment from their clients.

Oftentimes labor and  materials costs are invested before a contractor has seen the full payment, or even more than a down payment on their services.

So what is a home improvement contractor to do?  
The simple answer is to get a wireless merchant services solution such as the Verifone VX670,Way Systems, or Phone Swipe.
This will enable the home improvement contractor to accept payment at the customer’s home via credit or debit card.

This will take away most of your collections issues as you can accept part of the payment for your work in person when the work is agreed to, and the other part of your payment in person when the work is completed, or if you want to accept 100% of your merchant services payment upfront that is fine as well.  This solution eliminates the need to go and receive compensation from your clients weeks or months after you have completed your work.

Which home improvement merchant solution is the right one to use?
If you are processing over $3,000 in volume per month you will want to use the Verifone VX670, Way Systems.  Choice Merchant Services offers this equipment for free to our merchants and by using this method your payment processing rates start at 1.05%.

On the other hand, if you are processing under $3,000 per month in credit card processing volume your best best is Phone Swipe.  This solution offers a 2.69% per transaction fee but there is no setup fee, no monthly fee, and no monthly minimum fees.