The Merchant Services & Business Insider Rotating Header Image

What Merchant Equipment and Software Solutions Do I Need?

Knowing what type of merchant equipment or software solutions to use for your business can be difficult if you don’t know what you are looking for.  Here are a few quick tips to help you make an intelligent decision.

Want to know more?  Check out Choice Merchant Services merchant services equipment and software solution page and click on what you need to read all about it what solutions are best for you and what solutions can actually be free for your business.

Authorize.net eCommerce Merchant Services Video

Check out this quick video about Authorize.net’s ecommerce merchant services solutions.

American Express launches My Offers Mobile Merchant Services

American Express is  launching My Offers, a mobile deals platform in the New Work City and LA markets.  If successful, this offer may roll out nation wide.

How does this mobile merchant services solution work?

My Offers connects shoppers and merchants who accept American Express across the Facebook, Twitter and foursquare platforms.  It then recommends and ranks merchant offers based on a consumer’s spending history and location.

Shoppers who have download or update the AmEx iPhone app can click on the “Offers Available for You” button to access recommended deals and to to redeem an offer.  Cardmembers can add it to an eligible American Express card and then use the card to complete the qualifying purchase. Savings can then be automatically credited to the user’s account within no ore than 5 business days.

My Offers from American Express, signalsAmerican Express’ most recent move the fast-growing mobile commerce merchant services industry.

Merchant Services Processing Get More Wireless EveryDay

If you had any doubts about merchant services processing going mobile – here is more evidence that wireless merchant services is the way of the future.

May 8th, VeriFone will be launching SAIL, a mobile payment-processing platform for small and medium-size businesses. This program will compete directly with Square and PhoneSwite.  Merchants who sign up with VeriFone’s SAIL program will receive a free credit card reader that that they can connect via a short cord into into their  Android smartphone or tablet, or the iPad or iPhone.   They can then download a free app for credit card merchant services. The SAIL merchant will pay a 2.7 percent fee for each swiped transaction, which is less expensive than Square’s 2.75% fee and right on par with PhoneSwipe Fees.

Or merchants can get mobile payment processing services with free merchant equipment from companies like North American Bancard or Choice Merchant Services with some rates as low as 1.05%.

Dial Pay – Dial Charge Merchant Services

So what are Dial Pay merchant services really all about?

Dial Pay gives you the ability to accept payments through any phone, whether it be a cell phone or a land line.  Here’s how it works:

Step 1: Call a toll free phone number.
Step 2: Enter your account number
Step 3: Enter the payment amount
Step 4: Enter the credit card information and submit it
Step 5: You are then given a confirmation with confirmation number.
Step 6: Within 24-hours, the money has been transferred over into your checking account.

Learn more about Dial Pay Dial charge merchant solutions.

First Data Acquires 100% Equity of Omnipay Merchant Service

First Data made its frist equity investment in OmniPay in 2002.  Then in August 2006, it took a majority equity interest in the company.  Today, First Data purchased the remaining stock bringing its ownership to 100%.

This complete acquisition allows First Data customers to gain access to all of OmniPay’s vast electronic transaction products and visa-versa.

Restaurant Merchant Services – Speed is the Key to Good Customer Service

Restaurant merchant services need to be simple and fast.  In order to do that a restaurant needs a fast and easy payment system.  Most restaurants are now seeing the majority of their purchases occur on credit or debit card so it is critically important in the fast paced restaurant business that restaurant merchants get a fast way to accept payments so that their waiters and waitresses and get back to doing what makes the restaurant money – providing good and fast service to their customers.

The top 4 solutions for restaurants that offer very speedy and easy to use transaction processing are:

 

Merchant Services Processing Industry Changes As Things Go Mobile & Touchless

Yesterday, AIB Merchant Services announced that they will be launching their 1st contactless payment terminal.  This will be part of the next generation of tap and go payment checkout systems, competing with merchant equipment the likes of the Vivopay 4000.  Many industry pundits are predicting that in the future chips will be placed within people’s smart phones making the phone a tap and go payment device, a mobile wallet, a phone, and small PPC all wrapped up into one. AIB is just one of the companies tapping into the growing merchant services processing tap and go trend.

MasterCard Launches Into the Daily Deals Arena

Following in the footsteps of the daily deals site Groupon, Mastercard has announced that they are launcing their own daily deals offering.  Yet, only their merchants who are offering merchant service through MasterCard will be allowed to advertise within their new daily deals offering.

This is smart.  Not only can they make income by offering geo-targeted daily deal offerings yet they can make more income by pushing for wider acceptance of MasterCard.

Wireless Merchant Servies Special Expires April 30th

Choice Merchant Services is offering a wireless merchant services special to all new merchants:

Get a free wireless merchant services app plus a free card reader for any Droid wireless device.  Offer expires April 30th.  Request a merchant services processing quote  today.