The Merchant Services & Business Insider

PhoneSwipe mobile card reader gives you the ability to turn your smart phone or tablet device into a credit card processing terminal.

• There are no setup fees or monthly fees.
• The PhoneSwipe app is free and you can download it directly to your mobile device
• Your only fee is 2.69% per swiped transaction.
• You can opt out at any time.
• It is the best and lowest cost mobile merchant services solution in the market.

Here are some real world examples of PhoneSwipe in action:

1. A roofing or window replacement contractor collecting payments directly from their clients at their home.

2. A pizza delivery company taking payments at the customer home.

3. A retail store taking payments directly from customers no matter where the customers are within the store at the point of purchase.

4. A delivery company that delivers gourmet foods directly to their customers homes.

There are lots of other businesses using PhoneSwipe through our merchant services partnership, to improve their sales, profits, and customer shopping experience.

This past week we had a prospective merchant sign up and tell us that they needed a new merchant services provider.  They said that their current rates were so high that they could no longer afford to accept credit cards.  We immediately quoted them a rate, they filled out or online application, and 24 hours later they were approved to process transactions through us.

Here is where it gets interesting.  In the process of approving them we looked as some of their old merchant services statements and discovered that they were paying about 20% of each transaction to their merchant services provider.  To contrast, with us they were paying under 2% – a savings of 18% of their revenues.

At Choice Merchant Services not only do we offer the best merchant services by giving our merchants excellent 24/7 customer service and free merchant equipment and software  but we also offer merchant services rates that start at 1.05% per transaction.  This saves our customers a lot of money starting the day they start to process with us.

Check out Google+ for Choice Merchant Services there is a ton of great information here about the merchant services industry.

This is the kind of stuff you can find there daily:

• The latest payment technology
• Using local search on your mobile phone and using that to make payments and find deals.
• The advantages of interchange plus pricing to save money in payment processing costs
• Insight into the most convenient payment processing technologies
• The latest value propositions from the most active merchant services  provider in the industry

A small business that does not accept merchant services payments isn’t much of a small business is it?  Here are 5 reasons why getting your business connected for merchant services processing matters.

1. Increase Your Sales
   Accepting credit card, debit card and eCheck improves sales by 30% if you are a traditional retailer, business merchant or restaurant.  In addition, if your business is based on eComemrce payments your sales will increase by as much as 90% by having an online merchant services solution.
2. Improve Accounts Receivable
   By accepting  payments before purchase and getting payment information such as a credit card number prior to when a deal starts you will find that collections problems drop to be about 3% of your revenue.  This is because you can get payment 1st instead of after services are rendered, you have billing information so you can bill a client and get payment the same day, and you can verify if a check will bounce the moment your process a transaction instead of days after you deposit it.
3. Setup Easy Recurring Billing
   If you are accepting payments online or your business as a recurring billing model business, you can use services such as PlugNPay, Authorize.net or PCCharge to effortlessly automatically bill your clients every billing period.
4. No Cost Setup
   Choice Merchant Services offers free merchant equipment such as the Nurit 8020 and the Omni VX570 to all merchants that sign up. In addition, we charge no setup fee.  We even offer products such as PhoneSwipe for free that enable you to turn your smart phone or tablet into a credit card processing terminal.
5. Improve Customer Satisfaction
   Make your customers happier with your business and services by offering easy payment, fast receipts, and a streamlined buying process.